Australia is set to ban credit card surcharges from October 1 after a policy shift. Banks will overhaul loyalty perks then. Credit card points and rewards will be cut from next month. The change impacts businesses across the country that pass on card fees. Businesses that add fees will need to adjust.

A pub owner is considering cash only ahead of the ban. News reports say the change is just 19 days away right now. The new surcharge ban plus the bank reward cuts will start together from early October under the same timeline.